Re AI and disruption

Posted on August 20, 2026 at 05:28:01 PM by Alpo

I used Co-Pilot, which evidently isn't even that great, to create a spreadsheet comparing Traditional IRA with no Roth conversions prior to RMD versus systematic annual conversions prior to age 73. It took a bit to get all of the detail included that I wanted but in the end it did in about five minutes what 1) I could never have done on my own 2) What I think would have taken someone who knows Excel really well quite a while to create and 3) Some FinTech companies are out there selling for, I dunno, millions of dollars to FinServ companies.

Crazy powerful, looks great and, as nearly as I can tell, totally accurate.

Back to the board

Thread:

Re AI and disruption - By Alpo August 20, 2026 at 05:28:01 PM
- funny example because Copilot sucks, you took a harder path, and it still produced - By Nikos August 20, 2026 at 06:16:20 PM
- I no longer build models * - By crumbs August 20, 2026 at 06:05:08 PM
  - Would you build this? - By tem August 20, 2026 at 06:25:25 PM
- Not disagreeing. And better AI's can of course do more complicated things. Where it's harder to see the (critical) mistake.* - By ftb August 20, 2026 at 05:37:14 PM