That's troubling. Klarna is mildly useful for big purchases (can avoid loading a cc balance as you have to link it to a bank account) but for groceries just use a cash back card.

Posted on September 15, 2026 at 12:47:41 PM by Daytripper

It's not like you need great credit to get a 3% cash back card there's a few options even with middling credit. I have the Savor card with my mediocre credit.

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Thread:

Fortune: "‘All of us are going to pay’: 30% of Americans are taking out BNPL loans to pay for groceries, and it’s probably going to cost you - By kccambo September 15, 2026 at 12:35:56 PM
- That's troubling. Klarna is mildly useful for big purchases (can avoid loading a cc balance as you have to link it to a bank account) but for groceries just use a cash back card. - By Daytripper September 15, 2026 at 12:47:41 PM

The Victors

That's troubling. Klarna is mildly useful for big purchases (can avoid loading a cc balance as you have to link it to a bank account) but for groceries just use a cash back card.